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Shared equity home loan scheme.
  • About Shared Equity
  • Do you qualify?
  • How to apply
  • Loan conditions
  • Questions & Answers
  • Forms
  • Contact us
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Site Map

  • Home page
  • About Shared Equity
    • Housing New Zealand's Shared Equity scheme
    • How Shared Equity works
    • What's different about a Shared Equity loan?
    • Examples
      • Buying a home with Shared Equity
      • Selling your home when the value has increased
      • Selling your home when the value has decreased
      • Making voluntary repayments
      • Selling your home after making improvements
      • Selling your home after making improvements and voluntary repayments
  • Do you qualify?
    • Shared Equity criteria
    • Types of homes
    • Qualifying regions
    • Borrowing amounts
  • How to apply
    • Buying an existing home
    • Building or buying a new home
    • About the ballot
  • Loan conditions
    • A summary of your loan responsibilities
    • Market valuations
    • Maintenance and repairs
    • Home improvements
      • Pre-approved list of improvements
      • Credits for improvements
    • Shared Equity loan repayments
    • Selling your home
    • Changing the amount of your Kiwibank Home Loan
    • If you break your loan agreement
  • Questions & Answers
  • Forms
  • Contact us
  • About this site
  • Privacy
  • Glossary

Quick links

  • About the ballot
  • Forms
  • Examples
  • Qualifying regions

Q&A most popular items

  • What is Kiwibank's role?
  • What is the Shared Equity ballot?
  • When must I repay my Shared Equity loan?
  • What fees apply to the Shared Equity loan?
  • Where can I find out more about whether home ownership is right for me?
Housing New Zealand Corporation. newzealand.govt.nz.
  • About this site
  • Privacy
  • Contact us
  • Site map
  • Glossary